Welcome to season two of Under the Hood, a podcast series brought to you by Synapse. In this series hosted by Synapse founder and CEO, Sankaet Pathak, Under the Hood takes a deep dive into various challenges and opportunities in FinTech. Topics range from technical design and architecture, to regulatory and policy challenges.
In this episode, Sankaet is joined by Misha Esipov, CEO & Co-Founder of Nova Credit, to unpack how new BaaS capabilities address the technical complexities of launching credit products to previously underserved market segments as well as how to take credit global.
In this episode, we explore the Fintech culture and regulatory sandboxes. What is the culture of the Fintech ecosystem? What is the importance of knowing the regulatory and compliance framework? What is a regulatory sandbox and how can it support innovation?
In this episode, we delve deep into the OCC and Blue Ridge Bank Agreement. What was the nature of the agreement? What likely drove the guidelines in the agreement? Is this the beginning of a trend for further OCC agreements?