Bring credit to the masses, including under-represented groups. Credit Hub can enable the democratization of credit and a path to the American dream of homeownership.Start building today ⟶
Building a feature-rich credit or lending experience for end-users is a challenge as it requires a wide variety of loan types, reserve requirements, governance limits, underwriting logic, and lender licensing. Addressing all these challenges on your own could take years.
Synapse’s multiple credit products provide the building blocks to construct any type of credit offers you can imagine, with Synapse as your built-in lender of record. From Open Loans to Revolving Loans, to Credit Builder Loans to Buy Now, Pay Later, our platform provides flexibility to tune underwriting models, integrate credit and lending products and launch innovative experiences to your users.
Here are some of the features that empower Credit & Lending innovators to customize their offerings to meet the needs of their users.Access our API ⟶
Process same day or next day ACH transactions in and out of accounts for easy bank-to-bank transfers.Learn more
Instantly issue card numbers on top of deposit or credit accounts, then load them into any mobile wallet of choice and/or ship a physical card with various shipping and card styling options, including metal.Learn more
Enable your individual or business customers to build credit.Learn more
Enable auto-pay for ease of repayment without the need to manage payment installments.Learn more
Enable your customers to pay bills to thousands of vendors through our RPPS Integration.Learn more
Accrue interest daily on eligible deposit accounts. This account is ideal for creating a debit card product.Learn more