Deposit Hub is a feature complete, deposit and payment platform that enables you to build various account-centric product experiences, including: Cash Deposits, For-Benefit-Of Sub-Accounts, Custody Accounts, and Clearing Accounts.
Deposit Hub powers neobanks, full-featured consumer budgeting apps, payroll platforms, and more. With Deposit Hub you can customize unique products and bring them to market in weeks, not months.
A bank account that carries interest. This account is ideal for creating a debit card product.
A Sub Account issued to the end user inside your FBO Account. This account is ideal for creating a low KYC automated savings product.
An alternative to the deposit account, where the account is held under a trust vs a bank allowing a lower KYC wallet solution. Ideal for creating Fiat Wallet products.
Non-FDIC insured account created for payment processing purposes. Ideal for creating merchant processing or payment processing solutions.
Creating a Deposit Hub is as simple as following these two steps:
POST /v3.1/users HTTP/1.1
POST /v3.1/users/user_id/nodes HTTP/1.1
"nickname":"My Interest Deposit Account",
Open a wallet that enables your customers to store funds and use our full stack payment features to enable access to funds.
Use our deposit and payments stack to create fully white-labeled payment processing solutions that include merchant processing accounts for your customers.
Create interest bearing savings accounts to enable healthier financial habits for your customers.
Open deposit accounts, issue a card and account numbers to create a neobanking platform for your customers.
Open a custody account, issue a card, use instant auth to fund the card at the time of transaction.
Enable early pay days by making the money available as soon as the payor notifies us of the intended deposit – which is often up to 2 days before most banks make the funds available.Learn More
Accrue daily rebates on deposits kept with us.Learn More
Leverage multiple banks either to maximize interest or increase FDIC coverage for your customers.Learn More
Send next-day transfers to non-US accounts to pay friends, family, or vendors.Learn More
Issue unique account numbers on top of deposit accounts to enable ACH and Wire transactions in and out of accounts for other platforms like Venmo, Lyft, PayPal, etc.Learn More
Use our Webhooks infrastructure to stay up-to-date on your user accounts.Learn More
We manage all interest accrual for you and all the accrued interest is dispersed as a rebate every month.Learn More
Enable your customers to pay bills to thousands of vendors through our RPPS Integration.Learn More
Enable your customers to deposit or access cash in their deposit accounts via ATMs and popular convenience stores like 7-Eleven and Walgreens.Learn More
Instantly issue card numbers on top of deposit or credit accounts, then load them into any mobile wallet of choice and/or ship a physical card with various shipping and card styling options, including metal.Learn More
Deposit third-party checks into deposit or credit accounts via our Remote Deposit Check feature for repayment.Learn More
Send same-day wires to any US-based account.Learn More
Issue checks backed by deposit or credit accounts for traditional bill payments.Learn More
Process same day or next day ACH transactions in and out of accounts for easy bank-to-bank transfers.Learn More
By partnering with Synapse and its partner banks, Nomad is helping break down the barriers to enable people who are not in the US to bank within the US using our modern technology. Nomad offers these financial solutions to their customers that include sending money abroad, and investing money.
Synapse is already powering over $50 billion in transactions annually. Get started with tailored solutions, custom pricing, and dedicated support for your team.
Competitive on total cost of ownership.
Comprehensive with built-in core banking, payment rails and risk/compliance infrastructure. Pricing represents all you need to launch fully featured deposit and payment products.
Pricing is customizable to meet your needs.
Components may include:
To learn more, please contact us.
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