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Deposit Hub
Launch interest bearing accounts, digital wallets, and physical or virtual card programs with the ease of an API call.
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Customize open, revolving, and one-time loans and cash advances to meet the unique needs of your end users.
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Why Synapse?
Platform
For Fintechs >For Banks >
Deposit Hub
Credit Hub
Solutions
New
Global Cash
New
FastTrack Payments
New
NeoBanking
New
Lending & Credit
New
Card Solutions
New
Gig Economy
New
Wealth Management
New
Embedded Finance
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Legal Resources

“Synapse” means Synapse Financial Technologies, Inc., a technology service provider and its application, website, and, as applicable, its wholly owned subsidiaries, including but not limited to, Synapse Credit LLC (“Synapse Credit”), a state-licensed lender, and Synapse Brokerage LLC (“Synapse Brokerage”), a registered broker-dealer and member of FINRA and SIPC. For agreements, disclosures, and other documents related to Synapse Credit and Synapse Brokerage, Synapse-Enabled Services, and third-party financial institutions (“Partner Financial Institutions”), please see the applicable section below. 

All Synapse Customers

Use of Synapse’s application, website, and Synapse-Enabled Services are subject to the below agreements and policies, as well as the specific agreements and policies, as applicable, of Synapse Credit, Synapse Brokerage, and applicable third-party financial institutions. 

Website Terms of Use
Prohibited Activities
Synapse Financial Technologies, Inc.
Privacy Policy

Synapse-Enabled Services

Synapse is not a Bank. It provides certain technologies and services to third-party platforms (each a “Platform”) to allow users of a Platform access to banking or other financial services from one or more financial service providers through the Platform. By using a Platform, you understand that you will be subject to the below, unless otherwise provided:

Synapse Terms of Service

By participating in a Synapse-Enabled Service that is not contemplated in the above Synapse Terms of Service, including participating in a designated cash management program, you understand that you will instead be subject to the below. Capitalized terms used in this section not defined herein may be defined in the Synapse Terms of Service available below.

Synapse Terms of Service
(Cash Management Program)

For information regarding the specific Program Banks participating in a Synapse cash management program, please visit the List of Program Banks. Based on the terms of the cash management program you participate in, you understand that you are subject to various agreements, including other agreements between you and the participating Program Bank.

Services Provided by Synapse Credit LLC

Loans and other lending products may be provided to you by Synapse Credit, a licensed U.S. lender in “Designated States.” Synapse Credit is not a bank.

Synapse Credit LLC Privacy Policy
Synapse Credit LLC Privacy Notice
Synapse Credit LLC Designated States

Services Provided by Synapse Brokerage LLC

Certain Synapse-Enabled Services, including Synapse’s cash management programs, may be provided by Synapse Brokerage LLC and participating Partner Financial Institutions. Synapse Brokerage is not a bank. Synapse Brokerage is a member of the Financial Industry Regulatory Authority, Inc. (FINRA). For additional information on Synapse Brokerage, please see FINRA’s BrokerCheck. Synapse Brokerage is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure is available upon request or at www.sipc.org.

Synapse Brokerage LLC Privacy Policy
Synapse Brokerage LLC Privacy Notice
Synapse Brokerage LLC
Customer Agreement
Synapse Brokerage LLC BCP Disclosure

Services Provided by Synapse Partner Financial Institutions

Evolve Bank & Trust

Evolve Privacy Notice
Demand Deposit Agreement

Lineage Bank

Lineage Privacy Notice

First Horizon Bank

First Horizon Privacy Notice

Certain Synapse-Enabled Services are provided by Partner Financial Institutions. For information regarding the specific Partner Financial Institution(s) providing Synapse-Enabled Services, please visit the specific Platform’s disclosure library. Based on the terms of the Synapse-Enabled Service you participate in, you understand that you are subject to various agreements, including agreements between you and the participating Partner Financial Institution(s).

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Terms of ServicePrivacy PolicyTerms of Use

* Synapse-Enabled Services services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with any Platform Operator.

Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information.
The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.
Deposit, Banking and Card services are provided by Synapse Financial Technologies, Inc.’s partner banks.
Credit services are provided by Synapse Credit LLC, a licensed U.S. lender in designated states.
Use of the Synapse-Enabled Services are subject to the Terms of Service.

Use of our (Synapse Financial Technologies, Inc.) services are subject to our Terms of Service.