Remote Deposit Capture (RDC) is a form of payment which enables users to deposit a check simply by taking a picture of it. RDC is more convenient than depositing a check at an ATM because it allows users to make a deposit using their smartphone rather than locating an ATM.
To enable RDC, a user takes a picture of the front and back of a check. The image does not need to be cropped or even horizontally oriented - any clear image will suffice. Users must also manually enter the amount written on the check. Once the check is verified, funds become credited to the user’s account.